Terms of Use

This site is operated by Tamir Zaimak, a sole proprietor (Osek Murshe) operating under the business name Zaimak Financial & Insurance. You can reach us by phone at 053-466-6456, by email at office@tamirz.com, or at 36 Shacham St., Beit Ram, Petah Tikva.

The site presents Zaimak and its areas of activity — insurance services, pension-related services, financial planning and services, and information in this field — and provides ways to contact the firm. It may also include general professional content and market reviews. It is not a substitute for guidance or a personal process.

The firm's activity is carried out within the scope of the relevant license and in accordance with the law. The general content published on the site should not be treated as pension advice, pension marketing or a product transaction, which are performed, where required, through a personal process with the client.

Capital-market information may change from time to time, and investing in the capital market involves risk. Values, prices and returns may rise or fall. Past returns do not guarantee future returns, and nothing here is a commitment to preserve the value of funds.

General market reviews and information do not, by themselves, constitute a personal recommendation. The suitability of an action or product depends on each person's circumstances, objectives and risk considerations.

Where indices, rates, economic data, charts or market reviews are shown on the site, such information may originate from third-party sources and may contain delays, updates or inaccuracies. We do not guarantee real-time accuracy. You should verify material information with an authoritative source before relying on it for a financial decision.

Where information shown on the site differs from the binding terms of an actual insurance, pension or financial product, the official documents applicable to the product (such as the policy, regulations, agreement or the institutional body's documentation) and the law shall govern.

Nothing on the site or in its content is a commitment or promise of a result. In particular, we do not guarantee:

• Future returns or market performance
• Approval of an insurance claim or the outcome of a claim-settlement process
• Acceptance for insurance or an underwriting outcome
• The availability of a particular product or term over time

Contact on the site is made by phone and email. Information you provide in an enquiry is handled in accordance with the Privacy Policy. A contact or service request is distinct from consent to marketing — marketing consent, where given, is separate, not pre-checked, and not a condition for receiving a response. Privacy Policy

The collection and use of information through the site are described in the Privacy Policy, which forms an integral part of these terms. Read the Privacy Policy

The site makes limited use of local storage for essential purposes only (saving your privacy choice and accessibility preferences). Measurement or marketing tools load only with consent and are not active by default. You can manage preferences through the site's cookie system. Cookie Policy

The site may include links or references to external parties such as insurance companies, investment houses, institutional bodies and Google services (including displaying reviews from the Google Business Profile and a link to it). These sites and services operate under their own terms and policies, and we are not responsible for their content or availability. Nothing here derogates from liability that cannot be excluded under law.

The rights in the original content on the site — including the Zaimak brand and logo, original written content, graphics and design, original reviews and articles, and original photographs — belong to Zaimak Financial & Insurance or those on its behalf, and are protected by copyright and other laws, unless otherwise stated or where the rights belong to a third party. Nothing here asserts ownership of third-party marks, logos, images or data. Content may not be copied, reproduced, distributed or used commercially without prior written permission.

Personal, lawful and fair use of the site is permitted. The following are prohibited, among others:

• Unlawful or harmful use
• Attempting unauthorized access to systems or information
• Disrupting the site's operation or placing an unreasonable load on it
• Running malicious code or automated abuse
• Infringing intellectual-property rights or the rights of others

We may maintain, update, modify or temporarily suspend parts of the site. We do not guarantee continuous, error-free technical availability at all times. Interruptions may occur for maintenance or for reasons beyond our control.

Reviews and articles published on the site reflect information available at the time of publication. Older content may no longer reflect current market conditions. Where practicable, the publication and/or update date of editorial content is shown.

Reviews and testimonials shown on the site reflect the experiences and opinions of the individual reviewers and do not guarantee that another client will have the same experience or outcome. Nothing here implies an endorsement of Zaimak by Google.

We make reasonable efforts regarding the site's content and operation, but general information published on the site is not necessarily appropriate for every person. Do not make a personal financial, pension or insurance decision based on the general content of the site alone. Information from third-party sources may contain errors or delays.

Service principles and the relevant service commitments are described in Zaimak's Service Charter. Read the Service Charter

Details of the site's accessibility and the adjustments made appear in the Accessibility Statement. Read the Accessibility Statement

We may update these terms from time to time. The updated version will be published on this page, and the last-updated date will change accordingly.

These terms and use of the site are governed by Israeli law. Jurisdiction over any matter relating to these terms lies with the competent courts in Israel.

For questions about these terms, contact us by phone at 053-466-6456 or by email at office@tamirz.com.